What information does Four Peaks collect through its web site?

We may collect personal information about you that you provide to us for purposes of generating the free debt analysis. This information includes your name, address, email address, phone number, and amount of unsecured debt.

We also may collect non-identifiable information. Our web site automatically collects clickstream information about your visit. This can include the address of the web site from which you originated before visiting our web site, the pages you visit on our web site, and the browser you use.

If you enroll in the program, we will collect additional personal information about you, including information about your debts, creditors, and financial condition. We cannot collect this information during your visit to our web site; we will only do so when you enroll in our debt reduction program after consultation with a Four Peaks representative.

How does Four Peaks use the information it collects?

Four Peaks does not share any information that it collects through its web site with any other person or entity for any reason. The personal information we collect is used solely to develop your free online analysis. After developing an analysis, we will use the information you submitted to contact you with the results of the analysis and explain how Four Peaks can help relieve your debt burden.

We do not share any personal information about current or former clients, or anyone who has received counseling or who has inquired about a debt settlement program except as permitted by law. We may share personal information about you only to service and maintain your account with us. Thus, we may share personal information about you with your creditors and with other parties that help us to service and maintain your account. We may receive personal information about you from other parties such as your creditors and we do not share that information except to service or maintain your account.

As necessary, we may share non-personal information with our trusted third party service providers, such as the corporations that manage or host our web site, to perform services on our behalf. They typically use non-personal, anonymous information - like clickstream information regarding visit duration - that isn't identifiable with a particular visitor to further improve the web site.

Does Four Peaks have safeguards in place to protect my personal information?

We restrict access to your personal information only to those employees who need to know that information to service and maintain your account with us. We also maintain physical, electronic and procedural safeguards that comply with federal requirements to guard your personal information.

If you have any questions or concerns about this notice, please contact us at 800-727-1478 or email us at